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Card features and benefits

Travel protected with Travel Medical Insurance 6 and Travel Cancellation 7 /Trip Interruption Insurance 7 .

IMPORTANT NOTICE:

The changes to the value of TD Points for Book Any Way travel purchases are:

  1. Being postponed until November 15, 2015, if your statement address is outside of Quebec. Click here for more information.
  2. Being postponed at this time, if your statement address is in Quebec. Click here for more information.

1 Offer applies only to new TD First Class Travel Visa Infinite Account (Account) applications made between November 2nd, 2015 and January 4th, 2016. The Welcome Bonus of 20,000 TD Points (Welcome Bonus) will only be awarded to the Account if your application is approved and only after the first Purchase is charged to the Account. Limit of one (1) Welcome Bonus offer per Account. We reserve the right to limit the number of Accounts opened by any one person. Please allow 4 to 8 weeks for the Welcome Bonus to be applied to your Account. The $150 credit from Expedia For TD ($150 Credit) will only be credited to your Account after your minimum $150 Expedia For TD travel Purchase has been charged to the Account by no later than June 15th, 2016 (Expedia Purchase). Limit of one (1) $150 Credit per Account. The $150 Credit will appear no later than on the second statement you receive following your Expedia Purchase. Other conditions apply. Offer may be changed, extended or withdrawn at any time without notice and cannot be combined with any other offer.

Annual interest rates, fees and features are current as of November 2, 2015 unless otherwise indicated and subject to change.

2 Expedia For TD is operated by Expedia, Inc. at www.tdrewards.com and 1-877-222-6492. The Toronto-Dominion Bank and its affiliates are not responsible for any of the services and products offered/provided by Expedia, Inc.

3 TD Points are earned for Purchases charged to the Card. Credit for refunds, returned items, rebates or other similar credits will reduce or cancel the TD Points earned by the full or partial amount originally charged to the Account. Fees, Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques), interest charges, optional services, refunds, rebates or other similar credits do not earn TD Points.

4 Expedia’s Best Price Guarantee only applies to Packages, All-Inclusive Vacations, Pre-Paid Hotels, Pre-Paid Car Rental products and Flights. To take advantage of Expedia’s Best Price Guarantee, you must submit a claim online at Expedia For TD within 24 hours of your Expedia For TD booking. The claim will be reviewed and you will be contacted by Expedia For TD within 72 hours of receipt of your claim. For all the Terms and Conditions of Expedia’s Best Price Guarantee Protection visit tdrewards.com/expediafortd, log in and click on the Best Price Guarantee.

5 TD Points must be redeemed in minimum 10,000-point increments for travel Purchases charged to your Card that are booked online or by phone through Expedia For TD. For travel Purchases charged to your Card that are not booked through Expedia For TD, TD Points must be redeemed in minimum increments of 200 or 250 TD Points as fully explained in the TD Travel Credit Cardholder Agreement for your Card. We can decrease the required minimum TD Point redemption increment at any time. To redeem TD Points for travel Purchases charged to your Card that are not booked through Expedia For TD, Cardholder must contact the TD Travel Rewards Program or visit www.tdrewards.com after the travel Purchase has been posted to the Account and within 90 days from the transaction date of the travel Purchase. The required TD Points will be redeemed from the TD Points balance available at the time the TD Points are redeemed for the travel Purchase, not the transaction date of the travel Purchase. The amount that will be credited toward the travel Purchase will be equal to the value of the TD Points redeemed. If there are insufficient TD Points available to cover the entire amount of the travel Purchase, the Account will only be credited by the value of the TD Points redeemed. Any amount of the travel Purchase not covered by the TD Points redeemed will remain on the Account for payment.

6 Underwritten by TD Life Insurance Company. Medical and claims assistance, claims payment and administrative services are provided by our Administrator. Benefits, features and coverages are subject to conditions, limitations and exclusions including a pre-existing condition exclusion, that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement which can be found at www.tdcanadatrust.com/products-services/banking/credit-cards/agreements.jsp. Note that this insurance offers different benefits on different terms and conditions than the optional Travel Medical Insurance that is available to all TD customers. The day of departure from, and the day of return to, your province of residence each count as one full day. 15-day coverage if you’re under 65 and 4-day coverage if you’re 65 or older.

7 To be eligible for this insurance, your trip must be paid for in full using your TD Credit Card and/or associated TD Points. Underwritten by TD Life Insurance Company (for medical covered causes) and TD Home and Auto Insurance Company (for non-medical covered causes). Benefits, features and coverages are subject to conditions, limitations and exclusions including a pre-existing condition exclusion, which are outlined in the certificate of insurance provided with your Credit Card.

8 Primary Cardholder remains liable for all charges to the Account, including those made by any Authorized User.





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